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Sale agreed | 3 Bed Terrace House |
Sale agreed POA

21 St James's Gardens Belfast , BT12 6EG

Sale agreed POA

Key Information

Address 21 St James's Gardens, Belfast
Style Terrace House
Status Sale agreed
Price POA
Bedrooms 3
Receptions 1
Heating Oil
EPC Rating D62/C77

Features

  • Well Presented Three Bedroom Mid-Terrace Property
  • Modern Fully Fitted Kitchen & Dining Area
  • Convenient Downstairs Bathroom With White Three Piece Suite
  • Enclosed Front Yard & Rear Yard/Garden With Shed
  • Oil Heating & Double Glazing
  • Potential Gross Rental Yield In Current Condition 6.3%

Additional Information

***BUY ME WITH CO-OWNERSHIP FROM £280.21 PER MONTH***

Speak to Rachael at Northern Mortgages, a QUALIFIED & EXPERIENCED mortgage adviser, for FREE MORTGAGE ADVICE.
Northern Property are pleased to have been appointed sales agent for this well presented and spacious home. Number 21 St.James's Gardens is located just off the Donegall Road within close proximity to the Park Centre, the M1 Motorway, and close to local shops and schools. Internally this property offers bright and spacious living comprising a large living room, kitchen/dining area, convenient downstairs bathroom, and three well proportioned bedrooms. The living room features an electric wall mounted fireplace and a large double glazed window with fitted blinds; offering an abundance of light. Leading off the living room is the fully fitted kitchen with white gloss high and low level units, built-in oven/hob/extractor hood, part tiled walls, and laminate tiled effect flooring. Conveniently the bathroom is located on the ground floor comprising a white three piece suite with an electric shower over the bath. On the first floor there are three well-proportioned bedrooms all with laminate flooring and PVC windows with fitted blinds. A great feature of this property has to be the fully enclosed rear yard/garden, which offers a paved and grassed area and a large shed equipped with power and lighting. Further benefits of this property is the front enclosed yard, oil heating, and double glazing throughout. Little to work would be required within this property and we would expect a high level of interest.
Please contact our Sales Team on 028 90 324 555 for further information and to arrange a viewing!!
Terms of Quote;
Purchase Price £104,950
50% shared ownership with Co-Ownership Housing Association NI £52,475
Co-Ownership monthly rent £109.32
£0.00 arrangement fee on mortgage
£52,475 Repayment mortgage for 35 years on a 2year fixed rate of 1.89% per month £170.88
After the fixed period the rate will convert to the bank's Standard variable rate currently 4%
The overall cost for comparison is 4% APR
Combined charge £280.21
An Early Repayments charges of 3% will apply if the mortgage is redeemed with the first 2 years.
Rents are reviewed annually.
The representative APR rate is 4.56%
The actual rate available will depend upon on your circumstances. Ask for a personalised illustration.

Mortgage is subject to your circumstances meeting lenders criteria and underwriting. Northern Mortgages will review your full circumstances before recommending a suitable product.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Rachael Mullan t/a Northern Mortgages is an appointed representative of First Complete Ltd, which is authorised and regulated by the Financial Services Authority.
Northern Mortgages DO NOT CHARGE for their advice.
For the purposes of mortgage and related protection advice Northern Property Management (NI) Ltd. Refer to Rachael Mullan t/a Northern Mortgages.
Rachael can be contacted directly on 07702152657

Ground Floor

ENTRANCE HALL:
1.092m x 0.906m (3' 7" x 2' 12")
Tiled flooring. PVC front door. Access to stairs.
LIVING ROOM:
3.855m x 3.69m (12' 8" x 12' 1")
Tiled flooring. Large PVC window with fitted blinds. 1 x Double radiator. Electric wall mounted fireplace. Smoke alarm. Under stair storage.
KITCHEN:
4.689m x 2.343m (15' 5" x 7' 8")
Fully fitted white gloss kitchen with high & low level units. Stainless steel sink with drainer. Built-in oven, hob, extractor hood. Laminate tiled effect flooring. Part tiled walls. Integrated fridge freezer. Spot lighting. 1 x Doubleradiator. Fully glazed rear PVC door with fitted blind.
REAR HALLWAY:
1.215m x 0.893m (3' 12" x 2' 11")
Laminate tiled effect flooring. Storage cupboard/hot press
BATHROOM:
2.194m x 1.671m (7' 2" x 5' 6")
White three piece suite with electric shower over the bath. Part tiled walls. Tiled flooring. Extractor fan. Chrome towel radiator.

First Floor

LANDING:
2.33m x 2.09m (7' 8" x 6' 10")
Fitted carpet. Smoke alarm. Access to the attic. Velux window
BEDROOM (1):
4.772m x 3.175m (15' 8" x 10' 5")
Laminate flooring. 1 x Double radiator. 2 x PVC window with fitted blinds. Storage cupboard
BEDROOM (2):
3.026m x 2.501m (9' 11" x 8' 2")
Laminate flooring. 1 x PVC window with fitted blinds. 1 x Single radiator
BEDROOM (3):
2.037m x 2.11m (6' 8" x 6' 11")
Laminate flooring. 1 x PVC window with fitted blinds. 1 x Single radiator

Outside

REAR YARD
Fully enclosed rear paved and grass garden. Gated access to the alleyway. Oil tank and boiler house. Shed with power and lighting.

Located on St.James's Gardens just off the Donegall Road and St.James's Road in West Belfast

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